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Trump & Company Health Plans: How Wisconsin Employers Can Prepare!

In the aftermath of President-elect Donald Trump’s election victory, a top concern of business owners remains their relationship with the Affordable Care Act. For over 6 years, employers have adjusted to the financial and administrative requirements of the Affordable Care Act. As we turn toward 2017 and the first 100 days of Republican-controlled Executive and Legislative branches, what can we expect and how does this impact the path you’ve taken with your current health care strategy?
What should we expect?
President-elect Trump ran for the presidency on a platform to repeal the ACA. The details of this strategy have not been released,

Is it time to consider self-funding your company’s health care benefits plan?

Winning in business is all about responding to change. New technologies. Inventory management. Customer service. However, the most successful owners, CFO’s and HR Directors will have their sights set on their greatest asset: their people. We have seen a lot of changes since the introduction of the Affordable Care Act, and it is now time to consider whether a fully insured plan is right for your business or if it is time to consider self-funding your company health care plan.

The Affordable Care Act will turn seven years old in 2017. Your company health care budget has likely increased drastically during

From Campus to Corporate – The ‘Smart’ Way to Get Your First Job

Most people claim that your first job is simply that – a first job. It may not be a dream job but it’s a ‘stepping stone’ for your future career. Fortunately, your first job can be your dream job if you take the time to evaluate your options. Instead of settling for the first offer you receive, take a step back and consider the opportunities and setbacks associated with the job.

According to the Department of Labor most college graduates are staying at their first job for two years or less and then moving on. A majority of individuals leave their first job

What Does Wisconsin’s New Worker’s Compensation Act Mean for Your Business?

As part of the on-going Integrated Risk Solutions Education Seminar Series, John Tindall, Director of Client Claim Advocacy at Integrated Risk discussed the law changes and the two-year cycle for updating the Act during a March 31st seminar.

Wisconsin’s workers’ compensation act was updated March 2, 2016 with several provisions that may prove beneficial to employers, but meaningful control of medical costs remains an elusive goal.

The worker’s compensation act now allows employers to deny temporary disability benefits to injured workers terminated for good cause while working light duty. Repealing the longstanding “Brakebush” rule, this provision gives employers more flexibility in dealing

Electronic Logging Devices (ELDs): Everything you need to know to be compliant

The media market is flooded with articles directly related to the topic of Electronic Logging Devices (ELDs).  ELD Vendors, magazines, transportation consultants, insurance professionals, and trade associations all have their own takes on what to expect. There can be a lot of information to crawl through and many of these publications have their own agendas. The following article will clarify a few myths and set the record straight on electronic logging device compliance.
1. There is no difference between on-board recording devices – FALSE.
Actually there are two different kinds of on board recorders identified in the FMCSRs:

Automatic On-Board Recording Devices (AOBRD)

Avoid Costly Fees: Preventive Care For Your Company Health Plans

We all know leading a healthy lifestyle requires not only reactionary health care,  but preventive care. Preventive care is critical to living a happy life and avoiding costly medical expenses down the road. The same preventive care advice applies to your company’s employee benefit plans – preemptive action avoids costly penalties later.

The Department of Labor’s (DOL) Employee Benefits Security Administration (EBSA) has the authority to conduct audits on benefit plans that are governed by the Employee Retirement Income Security Act (ERISA). These audits can focus on a variety of areas, such as: fiduciary obligations, reporting and disclosure requirements, ERISA protections

Expect More From Your Benefits Broker

2016: The year to re-evaluate your employee benefit packages
If any of us need reminding that we should plan for the unexpected, just look around.

2016 is already delivering the unexpected: gas is at $1.37 per gallon; Donald Trump is a leading republican candidate; the Dow Jones is down 2,000 points; and a 39 year old quarterback just won the Superbowl.

“Just look around” is advice we often give to our prospective employee benefit customers. While it may seem like there is no relief in sight with increasing healthcare costs, keeping an open mind might lead you to cost savings, increased employee satisfaction,