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Self-Driving Commercial Vehicles: Driving Change in the Insurance Industry

In recent years, motorists have shared the road with increasingly capable evolutions of self-driving commercial motor vehicles (CMV). At first, “self-driving” meant obstacle detection and collision avoidance. Then, in October of 2016, Uber’s former subsidiary Otto (now Uber ATG) succeeded in delivering 45,000 cans of Budweiser Beer with a 100% on-highway driverless solution.

Technology continues to progress, and manufacturers are striving to create a fully autonomous CMV that may eventually eliminate the need for CDL drivers altogether.
With true driverless technology on the horizon, the entire industry is asking, “How are we going to insure this?” 
It might not come as a surprise

Quarter 2 Risk/Reward with Tom Precia: Preparing for Growth and Competition in Wisconsin

Ground was broken last month on Foxconn’s planned facility in Mount Pleasant, marking the official start of a project expected to have as much as a $7 billion economic impact on Wisconsin’s economy.

Foxconn has named 27 Wisconsin subcontractors to build the facility and is forecasted to purchase one third of its annual $4 billion in supplies from Wisconsin vendors. Those subcontractors and vendors will need their own subcontractors and vendors, and so forth. It’s an exciting yet challenging time to be in business in Wisconsin.

As the saying goes, “A rising tide raises all ships.” Steady economic growth means more opportunity

Worker’s Compensation Legislative Update: Still No Fee Schedule

The Wisconsin State Legislature chose not to act on the agreed-upon bill negotiated by the Worker’s Compensation Advisory Council (WCAC). The agreed bill would have introduced medical cost containment to Wisconsin in the form of a fee schedule.
Because the legislature failed to act on this measure, however, Wisconsin employers will continue to pay unmitigated costs for medical treatment of work injuries.
Did you know that Wisconsin is just one of six states without a fee schedule for worker’s compensation medical services?
According to the Worker’s Compensation Research Institute,

Wisconsin had the highest average per-claim medical payments from 2014-2015.
Wisconsin employers pay more than double

Risk Management Bulletin: OSHA 2017 Form 300A due July 1st

REMINDER: It’s time to electronically file OSHA 2017 FORM 300A!
All covered establishments must electronically submit their 2017 Form 300A data to OSHA by July 1, 2018. Employers can view their submitted 2016 Form 300A summary information, but they cannot edit or submit additional 2016 data on this website.

Covered establishments with 250 or more employees are only required to provide their 2017 Form 300A summary data. OSHA is not accepting Form 300 and 301 information at this time. OSHA announced that it will issue a notice of proposed rulemaking (NPRM) to reconsider, revise, or remove provisions of the “Improve Tracking of

Critical Trends on the Healthcare Front for Wisconsin Employers

The sun is shining for employers in Southeastern Wisconsin! Amazon has opened a new fulfillment center along the I-94 corridor, Uline opened a new warehouse in Kenosha, and soon Foxconn will also be putting down roots.

Add to the list the upcoming openings of Ikea and the new Bucks arena, as well as our exciting new streetcar system that will transport residents and tourists throughout our fine city. We’re looking at thousands of new jobs, large purchase orders, expansion loans, and new housing demands. Wisconsin employers are enjoying a business cycle that has not been seen in a long time.
As employers

Traveling the Globe with Peace of Mind Part 1: Tips to Minimize Risk While Traveling Abroad

If your job requires international travel, stories about the violence, drug wars, political unrest, and terrorism taking place in countries all over the world have probably caught your attention. For example in Mexico, we’ve heard accounts of tainted alcohol, gunpoint robberies, kidnappings, and even drug-related violence that has occasionally caught a tourist in the crossfire. Mexico is certainly not alone in this respect, however—nearly any country (including our own!) can pose risks to American tourists.

This is why it is so important to weigh the relatively rare instances of tragedy against the fact that the vast majority of travelers from the

Travel the Globe with Peace of Mind Part 2: Understanding the New DOS Travel Warning System

The U.S. Department of State’s website has long been a valuable source of information for American travelers. Its system of “travel alerts” and “travel warnings” relayed information about how safe it was for U.S. citizens to travel to foreign countries.

For many, this former travel warning system was often unclear. To make important safety information easier to understand, the DOS has replaced its old system with a tiered four-level system. In this article, I’m going to break down the new system and take a closer look at how you as an employer can best use the information available to make smart travel decisions for your

Quarter 1 Risk/Reward with Tom Precia: Our Work to Achieve Worker’s Compensation Reform in Wisconsin

The State Legislature handed Wisconsin employers a small victory on worker’s compensation recently by fixing a loophole that allowed injured workers to circumvent the exclusive remedy and sue employers. While it’s not the medical cost reform employers have been pleading for, it’s an important change. I’m proud of the role Integrated Risk Solutions played in bringing it about.

More than five years ago, Integrated Risk Solutions recognized several worker’s compensation challenges facing employers in our state. Runaway medicals costs and steady increases in disability rates threatened to relegate Wisconsin to the back of the pack when competing for new and growing

Wisconsin Employers to Endure High Worker’s Compensation Medical Costs …For Now

Despite a strong push by Wisconsin employers, including members of the WEEWC, the State Assembly ended its session without advancing the Worker’s Compensation agreed bill, which would have imposed a fee schedule on medical bills for treating work injuries. That means Wisconsin employers will endure at least another year of worker’s compensation medical charges that are much higher than those in neighboring states.
The fee schedule issue is not going to go away, and without significant worker’s compensation reform, Wisconsin will remain one of the most expensive states for treating injured workers.

Despite this challenge, there ARE important steps that employers can take

Schroeder Moving Donates Boxes to Local Hurricane Harvey Relief Efforts

When people select a moving company, they search for a partner who will move and store their valuables with the same level of care and attention that they would give their own belongings. Schroeder Moving Systems, an Integrated Risk customer since 2013, is one such company—providing top-of-the-line moving, storage, and delivery services. As a trusted local business, they care about their customers and their customers’ belongings.

In the aftermath of Hurricane Harvey, Schroeder Moving was able to extend its reach beyond its own community to those affected by Hurricane Harvey in Houston, Texas. J.J. Watt, Sports Illustrated’s 2017 Sportsman of the