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Wisconsin Employers Rise to the Healthcare Challenge

As we kick off 2019 , the Integrated Risk Solutions, Inc. Benefits team takes stock of the value we delivered to our valued clients in 2018. Healthcare is not for the faint of heart, and we look forward to continuing to expand our next-generation management consulting process with our employer partners.

If you are an employer who has elected to offer healthcare as an employee benefit, we commend you. Your company obviously values your people, and you have made no small financial commitment—seeing as the average cost of offering healthcare was roughly $12,148* per employee in 2018.  It’s even tougher for middle

Risk Management Bulletin: Post OSHA 300A Summary by February 1st

 REMINDER: It’s time to post the OSHA 2018 300A Summary in a conspicuous location!
It’s that time of year again! OSHA 300A summaries must be posted as of February 1st in a conspicuous location through April 30th.   If you haven’t yet, double-check your 2018 OSHA 300 logs for accuracy­—as companies often over/under report injuries and illnesses, which can have a negative impact. Failure to record required injuries and illnesses on your logs may result in OSHA citations with substantial penalties.

This bulletin will review steps in order to successfully complete the OSHA Form 300 Log as well as the OSHA 300A Summary.

Step 1: Determine the Establishment

Manufacturing Risk Management in a Global Economy: Quarter 3 Risk/Reward with Tom Precia

My guess is you’re reading this on a computer, tablet, or smartphone. Take a moment and give that device a good, close look.

Go ahead. I’ll wait.

Do you have any idea where that device, and all of its internal components, came from? Let’s say it’s an iPhone. There are components in there from at least a half dozen countries. There’s China, of course, where the iPhone is assembled, but inside are parts from Singapore, the Netherlands, South Korea and elsewhere.
 If one of those components failed and caused you harm, where would you turn?
You’d turn to Apple, of course. Because in our

Worker’s Compensation Mental Injury Standards in Wisconsin: Supreme Court Rulings

“I could put 20 more people to work tomorrow,” the president of a mid-sized construction company told me recently. “But I can’t find 10 qualified people. I can’t even find 10 unqualified people.”

If that sounds familiar, be warned: The breaking point could be expensive.

Consider the case of Etha Schillinger and the rapid growth of Swiss Colony, Inc. Swiss Colony, now Colony Brands, Inc., is a classic American success story. According to the company’s website, founder Ray Kubly pioneered mail-order cheese sales, starting with just 50 holiday shipments, in 1926. By 1941, there were 100 seasonal employees, and “by 1948, the Milwaukee

Excavating Safely Around Buried Utilities

In 2017, there were about 439,000 excavation-related damages to underground facilities, according to the most recent Damage Information Reporting Tool (DIRT) report published by the Common Ground Alliance (CGA). While these damages were up by 5.5% from the previous year, CGA found that the increase was in proportion with increases in construction spending and utility locate notifications from one call centers.

So while excavation-related damages to underground facilities are not increasing at a rate faster than that of excavation activity, the number remains high year after year. Because these often preventable mistakes can be costly and even fatal, it is important

Self-Driving Commercial Vehicles: Driving Change in the Insurance Industry

In recent years, motorists have shared the road with increasingly capable evolutions of self-driving commercial motor vehicles (CMV). At first, “self-driving” meant obstacle detection and collision avoidance. Then, in October of 2016, Uber’s former subsidiary Otto (now Uber ATG) succeeded in delivering 45,000 cans of Budweiser Beer with a 100% on-highway driverless solution.

Technology continues to progress, and manufacturers are striving to create a fully autonomous CMV that may eventually eliminate the need for CDL drivers altogether.
With true driverless technology on the horizon, the entire industry is asking, “How are we going to insure this?” 
It might not come as a surprise

Quarter 2 Risk/Reward with Tom Precia: Preparing for Growth and Competition in Wisconsin

Ground was broken last month on Foxconn’s planned facility in Mount Pleasant, marking the official start of a project expected to have as much as a $7 billion economic impact on Wisconsin’s economy.

Foxconn has named 27 Wisconsin subcontractors to build the facility and is forecasted to purchase one third of its annual $4 billion in supplies from Wisconsin vendors. Those subcontractors and vendors will need their own subcontractors and vendors, and so forth. It’s an exciting yet challenging time to be in business in Wisconsin.

As the saying goes, “A rising tide raises all ships.” Steady economic growth means more opportunity

Worker’s Compensation Legislative Update: Still No Fee Schedule

The Wisconsin State Legislature chose not to act on the agreed-upon bill negotiated by the Worker’s Compensation Advisory Council (WCAC). The agreed bill would have introduced medical cost containment to Wisconsin in the form of a fee schedule.
Because the legislature failed to act on this measure, however, Wisconsin employers will continue to pay unmitigated costs for medical treatment of work injuries.
Did you know that Wisconsin is just one of six states without a fee schedule for worker’s compensation medical services?
According to the Worker’s Compensation Research Institute,

Wisconsin had the highest average per-claim medical payments from 2014-2015.
Wisconsin employers pay more than double

Risk Management Bulletin: OSHA 2017 Form 300A due July 1st

REMINDER: It’s time to electronically file OSHA 2017 FORM 300A!
All covered establishments must electronically submit their 2017 Form 300A data to OSHA by July 1, 2018. Employers can view their submitted 2016 Form 300A summary information, but they cannot edit or submit additional 2016 data on this website.

Covered establishments with 250 or more employees are only required to provide their 2017 Form 300A summary data. OSHA is not accepting Form 300 and 301 information at this time. OSHA announced that it will issue a notice of proposed rulemaking (NPRM) to reconsider, revise, or remove provisions of the “Improve Tracking of

Critical Trends on the Healthcare Front for Wisconsin Employers

The sun is shining for employers in Southeastern Wisconsin! Amazon has opened a new fulfillment center along the I-94 corridor, Uline opened a new warehouse in Kenosha, and soon Foxconn will also be putting down roots.

Add to the list the upcoming openings of Ikea and the new Bucks arena, as well as our exciting new streetcar system that will transport residents and tourists throughout our fine city. We’re looking at thousands of new jobs, large purchase orders, expansion loans, and new housing demands. Wisconsin employers are enjoying a business cycle that has not been seen in a long time.
As employers